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Auto Insurers ... who do ya love?(11 posts)

Auto Insurers ... who do ya love?jtolleson
Jul 25, 2002 11:31 AM
OK, I want to shop to get away from State Farm. Who do you love and why? Consumer guidance needed.
always had decent luck with NationwideColnagoFE
Jul 25, 2002 11:39 AM
you can always check Geico as well. They are pretty cheap.
Avoid AllstateKristin
Jul 25, 2002 12:18 PM
I'm trying to get out of there myself. I began an Allstate policy last November with a good rate. However, the policy come back way more than the quote. When I asked about this, they simply said that a quote is just an estimate and not the actual rate. BS! They had agreed to underwrite my homeowners policy; but later denied it because of ONE $150 claim. Apparently they won't write any homeowners policies if you've had any claims in 5 years, not exceptions. When my auto renewal came back in April, the rate was increased again. Gee wiz--somebody wants out of the consumer PL&C business!
Check with AAA...The Walrus
Jul 25, 2002 1:03 PM
...the rates are pretty decent, and if you combine auto and homeowner's coverage, you'll get a discount. You don't mention what state you're in--California by any chance?
Jul 25, 2002 2:15 PM
AAA, you mean like the auto service Triple A? They sell insurance? (OK, I'm clueless).

I would like to be able to combine homeowner's and auto
ColoradoThe Walrus
Jul 26, 2002 10:54 AM
Yes, that AAA. I went to them after the company I was working for stopped writing condo policies, and the AAA agent made me the proverbial offer I couldn't refuse when he gave me a quote on my auto coverage in combination with the condo.

Hmmmm--Colorado. Can't help you out there, but if you move to California, I could offer a few suggestions...
Ditto on AAA (nm)Becky
Jul 26, 2002 3:13 AM
Jul 25, 2002 1:39 PM
I usually pick whichever is cheapest. If they give me any flack, look out. Try not pick one your firm represents. It makes it awkward when you have to sue a client. :-)

re: Auto Insurers ... who do ya love?Cliff Oates
Jul 25, 2002 5:13 PM
Actually, State Farm.

Their claims folks sold me on the company when one of their insureds rear ended me and caused $6,000 worth of damage to the truck I had at the time and another $6,000 worth of destruction to the bikes hanging on the hitch rack. I was with Farmers when the accident occurred, and their poor handling of the claim cost them my business. State Farm's rates are reasonable, although by no means the lowest around. I was pleased to see the right end of their business (i.e.: claims) be the ones doing the most effective job of selling the product. Needless to say, this opinion reflects my experience with this company and someone else could certainly have a different experience.

I just took delivery of a new BMW and shopped around a bit for rates. The major insurers were all in the same ballpark as State Farm. Esurance had great rates, but then I remembered why I gave my business to State Farm 18 months ago. I don't want potential claims with this car to be high risk or high hassle transactions, so I stayed with the company that took care of me the last time I needed them.
Auto Insurance based upon your creditjose_Tex_mex
Jul 28, 2002 7:20 PM
Did you know that insurers in many states are trying to assign risk based upon your credit history? I was watching the news the other night and actually heard someone from the insurance industry say that if an individual is willing to take chances with their credit, they are willing to do so while driving. Thus, bad credit means paying more for your car.
likely will be DNA based soon nmDougSloan
Jul 29, 2002 5:55 AM