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insurance help...(4 posts)

insurance help...african
Sep 13, 2002 6:09 AM
I am in Florida and need to get home owners insurance by Wednesday. Do any of you know of any companies that I can call and what is the best way to get my bikes on that policy. I have never had home owners insurance and have been getting screwed around by the 2 places I have tried. Thank you.
best way to get the bikes on the policy...Steve_0
Sep 13, 2002 6:12 AM
is to ask them to put the bikes on the policy.

how are the companies screw'n around?
best way to get the bikes on the policy...african
Sep 13, 2002 6:19 AM
Well the one company just can't write any more policies in my area, the other one just never calls back so I call them and er ahh its in the mail you know. I want to get more quotes for my house and want my bikes on there.
if you need insurance in a hurry...Steve_0
Sep 13, 2002 6:33 AM
just grab whatever policy is available, if the base policy doesnt cover the bikes, just have them add additional coverage. You can then take your time over the next couple of weeks to shop for the policy you really want.

Money isnt much of an issue, since you (should) be given a pro-rated refund when you terminate the first policy.

Important insurance tip : Make sure your covered for REPLACEMENT cost.

Moneysaving insurance tip: Most people insure for their property value + contents. This is really too much coverage, considering (possibly) 1/2 the value of the properly is LAND, which cannot be stolen, burned, broken, etc.