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Surf City CX Insured????(3 posts)

Surf City CX Insured????crossnutz
Sep 24, 2003 7:35 PM
Now that we in CA/NEV are USCF licensed for all races, I feel lots better racing, having that USA Cycling $25K supplemental Accident insurance.

Since Surf City CX doesn't require a USCF license to participatein their series, I believe they are not affiliated with USA Cycling. Is Surf City affiliated?
Would I be insured, as a license holder even though I don't have to produce it?

So....IF the Surf City series isn't covered, what happens if one of us gets hurt during a race? Sorry, tough luck? Hope you have your own insurance?

re: Surf City CX Insured????dlbcx
Sep 24, 2003 8:56 PM
Surf City didn't require license last year either when the NCNCA ran the district.
Might ask them and find out what the deal is. I would think that the local government would require some type of liability insurance before they allowed the race to happen.
re: Surf City CX Insured????crossnutz
Sep 27, 2003 5:54 AM
Liability is not at issue. No doubt Surf City is carrying liability insurance. You can't sell lemonade these days without that. My question is accident insurance, (in auto terms "comprehensive / collision"). Reading the fine print on USCF's site, (by memory) if a rider has an accident while participating in a USCF event, they will be covered by $25,000 in supplimental health care coverage. The coverage will pay the balance of any medical expenses not covered by the individual's primary insurer up to $25K, or will cover primary expenses up to $25K if the license holder has no health insurance. This is waht I'm talking about.